Purple Wallet works with smallholder farmers, cooperatives, processors, traders, and agri-SMEs across emerging markets. Our goal is to reduce the massive protection gap — where most small farmers in Africa and Asia remain uninsured
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Farmers and agri-SMEs face unpredictable rainfall, rising temperatures, and weather extremes — all of which threaten production and cashflow.
Crops and goods often pass through fragile supply chains where damage, spoilage, or loss can occur during storage.
When a buyer or partner fails to pay or fulfil their obligations, the financial strain can disrupt entire operations.
Shifts in commodity prices or unexpected political events can influence inventory value and business stability.
High costs, low trust, and insufficient data make it difficult for small farmers and SMEs to access meaningful insurance.
Many farmers and SMEs lack historical records, yield data, or financial documentation, making accurate risk assessment and for insurers.
We provide parametric weather protection (rainfall, drought, heat and more), satellite-triggered payouts, crop-specific insurance, and relevant business-interruption cover for agri-activities.
We insure stock and physical assets — even in areas where political violence risks exist, as well as goods transported by road, sea, or mixed routes.
Our solutions include receivables or trade-credit protection, political-risk cover for cross-border transactions, and surety/bond structures to support financing.
Seasonal workers, permanent employees, youth-led agri-businesses and women-led enterprises can be covered under group accident and health policies.
Parametric Weather
Crop - Business Interruption
Stock/Assets (incl. PVT)
Cargo/GIT - Construction/Installation
Trade Credit
Political Risk - Surety/Bonds
Group PA & Health
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Ready to Get Started?
Share your value-chain map and current protections. Our sector team will return a pragmatic, cost-aware protection plan you can execute this season.
Talk to an Agriculture & SME Specialist